Is Collision Damage Waiver enough?
There are two ways that CDW can let you down:
1) It only covers the car’s bodywork
Any kind of insurance or protection will have ‘exclusions’, which are things it doesn’t cover. CDW covers only the car’s bodywork (the painted parts of the car), so it won’t help at all if there’s any damage to the tyres, windows, wheels, lights, engine, interior, undercarriage, mirrors, etc.
2) There’s an excess to pay
Even if it’s the bodywork that gets damaged, you’ll still have to pay an excess before the CDW pays the rest of the repair cost. This excess is often somewhere between £350 and £3,000 (€400 and €3,500), depending on what kind of car you’re driving, and which company you rent it from.
What’s the benefit of Super Collision Damage Waiver?
As the name suggests, Super Collision Damage Waiver is a top-up. It fills in the gaps that a standard Collision Damage Waiver leaves. It does this in two ways:
1) It covers much more of the car than CDW
Rental companies will offer their own SCDW policy, but they all cover a lot more than just the car’s bodywork. However, there might still be exclusions, so do check out the policy terms before you agree to anything.
2) It reduces the excess
Our SCDW policies get rid of the excess completely, so you don’t have to pay anything.